Your personal finance workspace

Beta Personal finance workspace

Track spending. Split bills. Stay in control.

A private workspace for expenses, payments, budgets, and invite-only splits.

Get started free Explore features
Dashboard Monthly Summary Insights Expense Tracker Payments Budgeting Master Cashflow Gmail Imports Split Groups Planned Expenses Dashboard Monthly Summary Insights Expense Tracker Payments Budgeting Master Cashflow Gmail Imports Split Groups Planned Expenses
How it works

From sign-in to settle-up in four steps

Budgzy keeps personal finance and shared bills in one workspace — without mixing your private data into public groups.

01

Sign in to your workspace

Create an account or sign in on the landing page — with email or Google. Your workspace stays private to you.

02

Track daily spending

Use Expense Entry for quick logs, browse the Expense Tracker with filters, or import debit alerts from Gmail and review them before adding.

03

Stay ahead of bills and budgets

Manage EMIs, rent, and subscriptions on Payments. Set category budgets under Planning, and review everything in Monthly Summary and Master Cashflow.

04

Split with the people you invite

Create a typed group (trip, home, dinner, and more), set an optional budget, plan upcoming costs, invite by email, then settle with proof — no public discovery.

Everything in Budgzy

Built for real day-to-day money management

Explore the core modules — each with a focused workflow, filters, and a workspace UI designed for clarity.

Overview

Monthly summary at a glance

Open Monthly Summary for the same spend KPIs as your dashboard — plus category breakdowns, payment-method splits, and a six-month spend trend.

  • Total spend, recurring payments, daily expenses, and recurring %
  • Expense by category with budget progress where limits are set
  • Six-month spend trend for quick month-over-month checks

Daily expenses

Expense Tracker built for filtering

Log spending from Expense Entry or the dashboard, then browse everything in the Expense Tracker with the same filters you use in production.

  • Filter by billing month, category, payment method, and search
  • Desktop table and mobile cards with page totals
  • Sensitive amounts encrypted at rest

Recurring payments

Payments with clear status

Manage recurring bills on the Payments page — pending, paid, and closed — then review paid history in Payment Tracker.

  • Filter by status, bank, and payment type
  • Mark paid with date and amount, or edit status inline
  • In-app and email reminders before due dates

Planning

Category budgets that stick

Set monthly limits per expense category under Planning → Budgeting, then track spent vs budget with over-limit badges and merchant highlights.

  • Monthly limits for Food, Travel, Shopping, and more
  • KPI strip for budgeted, spent, and over-budget categories
  • Top merchants and progress that also feeds Monthly Summary

Reports

Master Cashflow ledger

Master Cashflow combines daily expenses and recurring payment activity into one searchable timeline with export to Excel or PDF.

  • Filter by month, source, category, and payment method
  • Daily Expense and Recurring Payment rows in one view
  • Duplicate check and month-end export actions

Insights

Ask plain-language money questions

Use Insights to ask Budgzy about spend patterns, savings opportunities, and upcoming projections — with preset questions and custom prompts.

  • Popular quick picks for common budgeting questions
  • Answers grounded in your workspace data for the selected month
  • Browse topics or search the question library

Split groups

Plan trips, share bills, settle cleanly

Invite flatmates or travel buddies by email. Pick a group type, set an optional budget, plan upcoming costs, then convert plans into real bills.

  • Group types — Trip, Home Sharing, Event, Restaurant, Gift, or Other
  • Optional group budget with spent and remaining from real bills
  • Plan costs ahead, convert to a bill, simplify debts, and settle with proof

Gmail import

Turn bank alerts into expenses

Connect a Gmail inbox in Profile, sync Indian bank debit-alert emails, pick categories, and confirm — one row at a time or in bulk.

  • Sync the last 1, 7, 10, or 15 days of supported bank alerts
  • Pending, added, discarded, and unread-alert tabs
  • Duplicate detection, merchant category memory, and bulk add
Privacy & alerts

Secure by default

Encrypted financial data

Expense amounts, payment details, and sensitive text are encrypted at rest.

Payment reminders

In-app and email alerts one day before and on the due date.

Split group invites

24-hour invite links with no public group discovery.

Private workspace

Personal data stays scoped to your account unless you join a split group.

Gmail import (beta)

Read-only Gmail access for bank alerts only — separate from your Budgzy login email.

Mobile apps

Mobile Apps

Native Android and iOS apps are on the way — track spending and split bills from your phone.

Play Store Android
Coming soon
App Store iOS
Coming soon
FAQ

Common questions

Quick answers about privacy, Gmail import, insights, pricing during beta, and split groups.

Yes — Budgzy is free during beta. You can sign up, track expenses, manage recurring payments, set budgets, use insights, import Gmail alerts, and join split groups at no cost while we polish the experience ahead of launch.

Connect the Gmail inbox that receives debit alerts from your bank (this can differ from your Budgzy login). Sync the last 1, 7, 10, or 15 days, review pending imports, set categories, and add expenses in bulk.

Insights lets you ask Budgzy plain-language questions about your spending — for example, what to cut back on or how recurring bills compare to daily expenses. Pick a month, choose a preset question, or type your own.

Yes. Open Planning → Budgeting to set monthly limits per category. Budgzy shows spent vs budget, over-limit badges, and top merchants, and Monthly Summary also reflects budget progress.

Your workspace is private to your account. Expense amounts and sensitive fields are encrypted at rest. Split groups are invite-only — there is no public group discovery.

Yes. Create a split group, choose a type (trip, home sharing, dinner, and more), invite people by email, add shared expenses, simplify debts, attach receipts, and record settle-up payments with proof.

Planned expenses are estimates for upcoming group costs. They help you sketch a trip or event budget without counting toward spent until you convert them into a real shared bill.

Native Android and iOS apps are coming soon. The web workspace is fully responsive today — use it on your phone browser until the store apps launch.

Get started

Ready to take charge of your money?

Sign in on this page or create an account to open your Budgzy workspace.

Sign in Create free account